Financial Arrangements:
To avoid any misunderstandings concerning fees, you
may request an estimate of the proposed services prior to treatment.
- 5% discount: work paid in full at start of treatment.
- 15% discount: senior citizens not covered on insurance.
- Extended Payments: We can arrange, with a suitable initial payment,
to extend the payments for complete dental treatment for as long
as three months.
- Statement Privileges: statements are due in full the month they
are received unless other arrangements have been made. If the
balance is not cleared, a finance charge based on current interest
rates will be charged.
- Visa & Mastercharge gladly accepted.
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Dental Insurance:
As a courtesy to our patients, we will complete
and file insurance forms relative to dental treatment. However,
our professional services are rendered to you, not to the insurance
company. We ask that you read your policy to be fully aware of any
limitations of the patient's benefits provided.
There is a great variety in the types of dental insurance coverage
offered. Various programs cover from as little as 30% to as much
as 80%. Almost every dental plan has a provision for limiting dollar
disbursement by the insurance company for covered services. Rarely
is coverage 100%. Please remember, however, the financial obligation
for dental treatment is between you and this office and is not dependent
upon insurance coverage.
Quite often a dental insurance plan will include a "pre-determination"
or "prior authorization" clause. We will submit a tratment plan
for review by your insurance carrier if this is a requirement of
your particular plan.
Please understand, however, that this office does not determine
the benefits to be derived under your policy. Therefore, if you
have any questions in regard to dollar disbursement of what your
plan will entertain as a covered charge, you must refer these questons
to your employer. This office can only handle the paper work for
you. We cannot be responsible for the structuring of your plan.
This is a pre-determined situation agreed upon between your employter
and the insurance carrier.
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